Inner Chain: Issue 08

🌟 Editor's Note

Welcome to the 8th edition of Inner Chain, your weekly no-hype, straight-talking guide to what’s really happening in Crypto and Web3 from a passionate squad of crypto enthusiasts from Brooklyn to Accra.

Bitcoin continues to show dominance with strong buy-side activity and inflows, as institutional and retail confidence remains high. XRP is the most Googled crypto, riding a wave of interest as real world asset (RWA) gain steam. Its role in cross-border payments puts it in a prime spot as TradFi explores tokenization, and Chainlink partners up with Mastercard.

Ceasefire talks ease macro tension, while stablecoins resurface in the spotlight as key tools for global value transfer with Wyoming launching $WYST stablecoin pilot on the SEI network Blockchain.

‼️ Are you paying attention!? Are you Locked in yet? 🔒️ 

This Week’s XRP REPORT

XRP is always on everyone’s lips. But why? As a project, what are they actually building? And why do people associate them with banks?

XRP remains a constant topic of conversation because Ripple is building something fundamentally different from most cryptocurrency projects - a comprehensive financial infrastructure specifically designed to replace the outdated SWIFT banking system that has dominated international payments for decades.

📈 Market Watch

🔍️ Inner Watch List

• $PENGU

• $SEI

• $CHAINLINK

• $LQTY

• $UNISWAP

• $HOUSE

߷ What Ripple is actually building

At its core, Ripple is constructing a global payment network called RippleNet that enables banks and financial institutions to send money across borders in seconds rather than days. The XRP Ledger serves as the foundation, processing transactions in 3-5 seconds with fees of fractions of a penny, compared to traditional systems that can take 3-5 days and cost $25-50 per transaction.

߷The banking connection explained

The banking industry’s interest in XRP stems from a massive inefficiency problem - over $27 trillion in capital is currently trapped in banks’ accounts, sitting idle to facilitate international payments. XRP solves this by acting as a universal bridge currency, allowing banks to free up this capital for more productive uses.

• Legal victory: Ripple won its court case against the SEC, making it legal for US banks to use XRP

• Ethereum compatibility: Adding support for Ethereum apps to attract more developers and projects

• Real-world tokens: Creating tokens that represent actual assets like real estate or commodities

• Bank lending: Introducing new loan services for big financial institutions

• Major acquisition: Bought Hidden Road for $1.25 billion to add professional trading services

• Massive market: Targeting the $150 trillion global money transfer industry with a working solution

• Bank adoption: Major banks are already using XRP, unlike other cryptocurrencies that are just speculation

߷ Financial Inclusion via Blockchain

The XRP Ledger (XRPL) is a digital payment system that started in 2012. It’s fast, cheap, and doesn’t use much energy like Bitcoin does.

Here’s how it works: Instead of mining like Bitcoin, XRPL uses trusted computers called validators. When 80% of these validators agree on transactions, they get approved in just 3-5 seconds.

XRPL can handle 1,500 payments per second (Bitcoin only does 7), and fees are almost nothing.

You can use it for:
• Sending money
• Trading digital assets
• Creating NFTs
• Building financial apps

Over 120 validators around the world run the system - including universities, businesses, and regular people. This keeps it fair and decentralized while being useful for things like real estate, gaming, and sending money across borders..

߷ XRP Price Action

🗞️ News

• Pudgy penguins joins VanEck for opening bell at the Nasdaq 

• Wyoming selects SEI Blockchain to launch stablecoin pilot WYST

• Fed Chair Jerome Powell says “banks are free to conduct crypto activities.

• Mastercard partners with Chainlink to enable billions of cardholders to purchase crypto directly onchain

💡 Portfolio Tip of the Week:

• Re-evaluate your bags - It’s easy to collect random tokens during bull runs, but harder to trim the fat. Go through your holdings - ask yourself: Do I believe in this long term, or am I just holding out of hope?

• Less is More - If you are investing under $5k in Crypto keep your portfolio simple and focused. You should have no more than 10 tokens.

• DCA (dollar cost average) during dips

• Take profits when you’re up big - no shame in securing the bag

🧑‍💻 Who We Are

We’re a small squad of crypto natives - traders, builders, and research freaks who are deep in the trenches with a wealth of knowledge of the crypto market. We use AI tools, real-time data and community intel to stay ahead.

_Disclaimer

^{_{The information provided in this newsletter is for informational and educational purposes only and should not be construed as financial advice. The content, including any trading ideas, charts, or strategies, is not intended to be, and should not be interpreted as, an offer to buy, sell, or hold any financial product. The information shared does not account for the investment objectives, financial situation, or needs of any individual recipient.}}

Till next time,

INNER CHAIN

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